Most financial planners regard long term disability insurance as one of the key components in protecting your assets while you are in the workforce.  Although some employers provide this coverage as an employee benefit, the vast majority are not able to do so.  You may purchase individual coverage to meet your ongoing expenses in the event of an illness or injury that alters your ability to earn income.  

We are pleased to represent the major health insurance companies serving Southern Oregon. These are difficult times for health insurance consumers with rapidly rising costs, and frequently changing plan benefits.  Our staff has a thorough understanding of this market and will help you reach informed decisions regarding your health insurance needs.