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Home
Umbrella Insurance Policy

umbrella_insurance_policyUmbrella insurance policies are extra liability insurance policies that you purchase in addition to your regular insurance. As its name implies, umbrella insurance sits "on top of" your other insurance policies like an umbrella, to provide added financial protection in the event that other policies cannot cover the loss.

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Homeowners Insurance

homeowners_insuranceFinding the right home for you and your family is an important decision. You search for the right home, in the right neighborhood, at the right price. The same amount of care should be taken to make sure you have the right homeowners policy. That's why we provide a number of innovative options so we can design the perfect coverage to meet your needs.

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Renter's Insurance

renters_insuranceRenters insurance is a form of homeowners with one important difference: your Personal Property and Liability is covered, but not the dwelling. It is up to the owner of your home to insure the dwelling. Your insurance will cover risks such as fire, vandalism, explosion, lightening and etc.

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Manufactured Housing Insurance

manufactured_home_insuranceA manufactured home may be either a modular home, (one that has been built to BOCA or UBC specification codes), or a mobile home, (built to HUD specifications and attached to permanent utility and water connectors.) Risks common to owning a home are typically insured: fire, vandalism, explosion, lightening, etc.

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Reinholdt & O'Harra Insurance 518 Washington Street, Ashland OR 97520  insurance tel:541-482-1921 toll free:888-482-1921

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