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Home Personal Insurance Home Manufactured Home Insurance
Manufactured Housing Insurance

manufactured_home_insuranceA manufactured home may be either a modular home, (one that has been built to BOCA or UBC specification codes), or a mobile home, (built to HUD specifications and attached to permanent utility and water connectors.) Risks common to owning a home are typically insured: fire, vandalism, explosion, lightening, etc.

Options for risks such as earthquake and flood may be added. Only newer manufactured homes, usually fifteen to twenty years or less, are eligible for Replacement Cost dwelling coverage. Manufactured homes older than this are generally insured at Actual Cash Value (taking depreciation into account.)

In addition to Dwelling coverage, Personal Property and Liability coverage are essential components of your insurance.

Both homeowner and rental dwelling manufactured homes can be insured.
Understanding your options is essential. We will work closely with you to insure that your needs are identified and that you are comfortable with your decision.

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Reinholdt & O'Harra Insurance 518 Washington Street, Ashland OR 97520  insurance tel:541-482-1921 toll free:888-482-1921

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