General Liability Insurance in Ashland, OR

General liability is often considered foundational for business owners because it covers some of the most common and potentially costly financial risks. Even if you operate with care, accidents happen. A visitor could slip and fall in your office, or a contractor might accidentally damage a client’s flooring. Whether valid or not, these claims may result in liability for medical bills or property damage, which can be challenging to handle without insurance.

In addition to covering your business, general liability insurance can help you meet vendor, lease or contract requirements. It also reassures clients who want to work with businesses that take risk management seriously.

What Should You Prepare When Purchasing a Policy?

When applying for general liability coverage, your insurance agent will need some basic information to provide accurate quotes. Be ready to describe your business operations: what you do, where you do it and who you interact with. Your agent may also ask about your estimated annual revenue and the number of employees or contractors you work with.

If you’ve had claims in the past, sharing those details will help your agent identify policy options suited to your current risk level. And if you have contracts that require specific insurance limits, have those documents available during the quoting process.

Contact Us Today

Reinholdt & O'Harra Insurance works with Ashland, OR companies to get appropriate general liability insurance. Contact our office today to request a quote.