Renters Insurance in Ashland, OR
While your landlord’s policy generally covers the building, it typically does not extend to your personal belongings or provide liability coverage for you as a renter. Reinholdt & O'Harra Insurance offers renters insurance to help tenants in Oregon recover from losses resulting from unexpected events.
What Is Covered by This Policy? 
A standard renters insurance policy may include the following:
- Personal property coverage may cover your belongings, such as furniture, electronics and clothing, if they are damaged or stolen due to events like fire, theft or certain types of water damage.
- Liability coverage may step in if someone is injured in your rental or if you accidentally cause damage to someone else’s property.
- Additional living expenses coverage may pay for temporary housing and extra costs if your rental becomes uninhabitable due to a covered loss.
How Much Does It Cost?
The price and coverage of a renters policy may depend on factors such as:
- Your location and local risk exposures
- The amount of liability coverage you select
- The value of your personal belongings
- Any added coverage, such as for high-value items
Who May Benefit From This Coverage?
This type of policy may suit anyone who rents a house, an apartment or a condo. In some areas, landlords may also require renters insurance as a condition of the lease.
Our Team Can Help
Reinholdt & O'Harra Insurance helps you compare options from leading insurers, look for discounts and match coverage to your situation. Contact us now to get started with a free quote.